Save 30% by using your HSA or FSA card
Your card is a payment option at checkout, next to credit card and the wallets.
How does paying with HSA or FSA save me 30%?
These accounts exist for one thing: paying with pre-tax money for what treats, eases or prevents a condition a provider has diagnosed.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
What happens at checkout
Two steps, both of them inside the checkout you already use.
Pick HSA/FSA in the payment list
It sits with credit card and the wallets, not off in a separate flow.
Pay with your HSA or FSA card
Use your HSA or FSA card, or split the order across two cards.
Shop HSA eligible items
Questions before you buy? Talk to us.
Before you worry about it
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
No health questions
There are no health questions to answer and no letter of medical necessity to wait for.
Split it across two cards
Put part of your order on your HSA or FSA card and the rest on another card.
Normal cards still work
Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at Legato?
Yes. Legato Frames are HSA and FSA eligible. Pick HSA/FSA in the payment list at checkout and pay with your HSA or FSA card the same way you would use any other card. You do not need a letter of medical necessity.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
Do I need a letter of medical necessity?
No. Legato Frames qualify for HSA and FSA payment without one, so there are no health questions at checkout and no letter to wait for.
Your plan administrator makes the final decision on any claim, so keep your order receipt in case your plan asks for it.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
Use the card you already have
Pick HSA or FSA at checkout. Nothing else about your order changes.
See what is eligibleThe fine print
Some of what we sell may qualify as a medical expense under IRS rules. Legato Frames can be paid for with an HSA or FSA card without a letter of medical necessity.
Being eligible is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes that decision, and plans differ.
Legato is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.